LAMPADOS

The 90-Day Financial Independence Accelerator

YOUR JOURNEY FROM GUESSING TO KNOWING

PHASE 1 · DISCOVERY · DAYS 1-30

Day 1

Who Are You & What Do You Want?

90 minutes

No spreadsheets. We start with your goals, your values, and the money scripts you inherited from your family. What do you believe about money? Where did those beliefs come from? What does financial independence actually look like for you?

This is the lens through which every decision in the next 89 days gets filtered.

Homework: 3 goals with timelines. No dollar amounts yet.

Day 14

The Numbers: What You Think vs. What’s Real

75 minutes

You filled out the How Much It Costs To Be Me™ form. Now we pull up Monarch Money and compare. The gap between what you think you spend and what you actually spend is where the wealth is leaking. Then we map every debt and review your taxes.

“You thought you spent $4,200/month. Monarch says $6,100. That $1,900 gap is the diagnosis.”

Tools: Jotform + Monarch Money (set up live on the call)

PHASE 2 · ARCHITECTURE · DAYS 31-60

Day 30

Your Financial Independence Number

60 minutes

We calculate the number where your investments generate enough income to replace your salary. Work becomes optional. Then we design the investment plan to get there — 401k, Roth IRA, brokerage — allocated, automated, and aligned with your timeline.

“You said you wanted work optional by 55. Here’s the number that makes it real: $1.8M. At your current pace, you hit it at 62. With this plan, you hit it at 56.”

Day 45

Protection & Legacy

60 minutes

Insurance gaps. Estate planning. Beneficiary designations. The structures that protect everything you’re building — and the people who depend on you. We identify what’s missing and make the referrals to close the gaps.

“Your biggest fear was ending up like your father — working a lifetime with nothing to leave. This is the structure that prevents that.”

PHASE 3 · INTEGRATION · DAYS 61-90

Day 60

The Family Equation

60 minutes

How much goes home. How much stays. We set a fixed monthly family support budget based on what your cash flow can sustain — not what the next phone call demands. Then we automate everything: savings, investments, family support, bills.

“You can love your family and set a number. The number is what makes you sustainable.”

Day 75

Your Blueprint

60 minutes

The full Financial Independence Blueprint — presented, reviewed, confirmed. FI number. Cash flow system. Debt timeline. Investment plan. Tax strategy. Insurance. Estate plan. Family budget. Everything connected. Everything automated.

“You said in Meeting 1 you wanted [goal]. This is exactly how we get there.”

Day 90

Launch & Transition

60 minutes

Everything is open, funded, and running. We confirm every action item is complete. Then we look back at where you started — the money scripts, the fears, the gap — and see what you’ve built in 90 days.

“Remember what you believed about money on Day 1? Look at what you built in spite of it.”

You walk away with

YOUR FI #

The exact dollar amount where work becomes optional.
And the system to reach it.

What Comes Next

Phase 2: Wealth Implementation & Monitoring — $500-$1,000/month
Quarterly reviews. Ongoing accountability. Life-event adjustments.