LAMPADOS FINANCIAL GROUP

The Cost of Doing Nothing

See what happens when your money sits idle vs. being invested

Put your money on the table — literally. Enter what you have sitting in cash and watch what happens over time.
Savings % This is whatever your bank is paying you right now — your checking account, your HYSA, wherever the money is sitting.
Invested % This is the return you could be getting in an index fund or ETF. The S&P 500 has averaged about 10% historically before inflation.
Inflation % This is how much your money loses in purchasing power every year. The Fed targets 2%, but the real long-run average is closer to 3%.

The risk isn’t investing. The risk is not investing.

Every dollar sitting idle in a savings account is losing purchasing power to inflation. Your savings account feels safe, but it’s quietly falling behind. Investing isn’t gambling — it’s putting your discipline to work.

Chukwudi Uraih, MBA | Lampados Financial Group
Past performance does not guarantee future results. Investments involve risk including loss of principal. This is for illustration only.