• Financial Planning Only
    • Annual Fee: $6,000 per year
      • Billed Quarterly at $1,500
    • Includes:
      • Comprehensive financial planning
      • Ongoing support for budgeting, retirement planning, goal setting, and more
      • Up to four major plan updates per year (additional updates as needed)

    Ideal For: Clients who want professional financial planning but prefer to manage their own investments.

  • Financial Planning + Investment Management

    A. Onboarding Fee

    • One-Time: (Optional or bundled at your discretion—some advisors waive or reduce this if clients commit to a certain AUM level.)


    B. Ongoing Fee (Tiered AUM)

    Below is a sample tiered approach for assets under management (AUM). You can tailor these percentages or asset tiers to fit your practice:

    • First $1 Million: 1.00% annually
    • $1 Million to $3 Million: 0.85% annually
    • Above $3 Million: 0.75% annually


    Example: If a client has $2 million under management, the first $1 million is billed at 1.00%, and the next $1 million is billed at 0.85%.


    What’s Included:

    • All Financial Planning Services
       
      • Holistic guidance (cash flow, debt, taxes, estate considerations)
      • Ongoing plan adjustments
      • Dedicated check-ins and support
         
    • Investment Management
       
      • Portfolio construction aligned with client goals and risk tolerance
      • Regular rebalancing and performance monitoring
      • Access to institutional-level research and tools


    Ideal For: Clients looking for a holistic, hands-off approach—ongoing financial planning plus active portfolio management, all in one integrated service.

  • Putting It All Together
    • Financial Planning Only: $6,000/year (billed quarterly at $1,500).
    • Planning + Investment Management:
      • One-time onboarding (if applicable).
      • Tiered AUM Fee (1.00% / 0.85% / 0.75%).