The Simple Path to Wealth — If You’re First‑Gen, In Scrubs or Code, And Still Sending Money Home
The guide adapts JL Collins’ wealth principles for first-gen professionals balancing six-figure incomes, family remittances, and cultural obligations, emphasizing low-cost investing, emergency funds, employer matches, remittance strategy, and estate planning.
Six Figures, Still Stressed: Why High-Income STEM and Healthcare Pros Feel Behind (and How to Fix It)

High-income STEM and healthcare pros often feel financially stuck due to lifestyle creep, lack of cash flow systems, and family support pressures. Strategic budgeting, expense tracking, and cross-border planning can build lasting wealth.
How Much It Costs to Be You (TM): Own Your Cash Flow Without Losing Your Values

Understand your true cost of living by including cultural obligations and remittances. Control lifestyle creep, align spending with values, and use personalized plans or advisors to secure financial well-being.
How Much It Costs to Be You (TM): The Baseline Every STEM and Healthcare Professional Needs

Build a clear cost of living baseline including housing, childcare, debt, and cross-border costs to set sustainable savings, control lifestyle creep, align spending with values, and plan for generational wealth.