How We Work With You
Take Control of Your Money and Build the Life You Want
Most professionals work hard, earn well, and still feel like they’re guessing when it comes to money. You don’t need more spreadsheets or generic advice. You need a clear path to financial independence.
At Lampados Financial, we guide you through a proven three-step journey that gives you clarity, momentum, and freedom. Plan. Implement. Delegate. Wherever you are today, there’s a clear next step.
Phase 1 · Activation
Build Your Financial Independence Plan in 90 Days
You’ve earned well. You’ve done the right things. But nobody handed you the playbook, and the gap between income and wealth keeps growing.
The 90-Day Financial Independence Accelerator is a structured engagement where we build your complete wealth plan from the ground up. Cash flow. Investments. Tax strategy. Debt elimination. Insurance gaps. Estate planning. Retirement projections. Everything, mapped to one number: your financial independence number.
By day 90, you walk away with a personalized blueprint that tells you exactly where you stand, what to do first, and when you can expect to reach financial independence.
This isn’t a binder that collects dust. It’s an operating system for your money.
What you get:
- Your Financial Independence Number and the timeline to hit it
- A complete cash flow system that automates saving, investing, and spending
- Tax strategy built around your specific income, filing status, and career stage
- Debt elimination timeline with the exact payoff order and monthly targets
- Insurance and estate planning review so nothing falls through the cracks
- A retirement projection grounded in real numbers, not guesswork
Investment: $9,000
Phase 2 · Maintenance
Turn Your Plan Into Momentum
A plan without follow-through is just paper. The Wealth Implementation & Monitoring retainer keeps you accountable, on track, and moving toward your number every month.
This is where the blueprint becomes real. We meet quarterly to review progress, adjust for life changes, and make sure your money is doing what we told it to do. Job change? New baby? Inheritance? Family emergency? You have a financial engineer on call.
You don’t have to figure out the next move alone. That’s what this phase is for.
What you get:
- Quarterly review meetings with progress tracking against your FI number
- Year-end tax optimization check before filing season
- Rebalancing recommendations as markets and your life change
- Priority access for major life events (job transitions, home purchases, family financial emergencies)
- Ongoing accountability so the plan doesn’t sit in a drawer
Investment: $500 – $1,000/month based on complexity
Phase 3 · Delegation · Invite Only
Hand Off the Day-to-Day
You’ve built the plan. You’ve proven the system works. Now you want someone to run it.
Private Wealth Management is for clients who’ve completed the first two phases and are ready to hand off execution. We manage your investments, handle rebalancing, coordinate with your CPA and attorney, and keep the entire financial machine running without you having to touch it.
This is peace of mind, earned. Not sold.
What you get:
- Full investment management across all accounts
- Ongoing financial planning adjustments as your life evolves
- Tax-aware rebalancing and withdrawal strategies
- Coordination with your CPA, estate attorney, and insurance providers
- One point of contact for your entire financial life
Investment: 1% of assets under management
Ready to Take the Next Step?
Financial freedom doesn’t happen by accident. It happens by design.
Whether you need a clear plan, consistent accountability, or full-service management, the path starts the same way: knowing where you stand right now.
Take the free Financial Scorecard. It takes two minutes. No commitment. Just clarity.