You make six figures. You still feel broke. Find out why in 2 minutes.
You make six figures. You still feel broke. Find out why in 2 minutes.
The accounts. The passwords. The decisions. The kids. Estate planning is how the guessing ends — and for first-generation families, it covers two households, not one.
The other is flying blind. Not from secrecy — from bandwidth. One of you opened the accounts, picks the funds, files the taxes. The other has a vague sense that “we’re fine.”
If you’re first-generation, your parents’ estate is your estate problem. One day it lands on you — usually at the worst possible moment, in a hospital hallway.
Beneficiary designations override your will. If your 401(k) still names an ex, a parent who’s passed, or nobody at all, no document you sign later fixes that. It’s the step every online will product skips.
Most estate plans stop at a signed will in a drawer. But a will doesn’t control your retirement accounts or life insurance — beneficiary forms do. And if one of you is not a U.S. citizen, the rules change in ways almost no online tool ever asks about. That’s why our process doesn’t stop at documents.
Both partners in the room. We start where your answers disagree: assets, beneficiaries, guardianship, citizenship.
Your complete estate foundation — will, advance healthcare directive, financial power of attorney, HIPAA authorization, and guardianship designation — prepared on a licensed platform, with attorney review where your state requires it.
Signed documents, and beneficiaries aligned across every account — the step everyone else skips.
First-generation STEM and healthcare professionals from immigrant families — high earners carrying two households, sometimes three. If your parents’ finances are your finances, we build plans that treat that as the starting point, not a footnote. Trusts are not part of this work; if you need one, I’ll tell you, and I’ll tell you who to call.
The Estate Planning Score — 15 questions, instant results, and exactly what to fix first. Some fixes are free and take 30 minutes.
Because wealth isn’t just about you — it’s about legacy.
Lampados Financial Group, LLC is a registered investment adviser, not a law firm, and does not provide legal advice. Estate documents are prepared through a licensed third-party estate planning platform with attorney review where required by state law. Trust drafting and complex estate matters are referred to licensed estate planning attorneys.
