The Simple Path to Wealth — If You’re First‑Gen, In Scrubs or Code, And Still Sending Money Home
The guide adapts JL Collins’ wealth principles for first-gen professionals balancing six-figure incomes, family remittances, and cultural obligations, emphasizing low-cost investing, emergency funds, employer matches, remittance strategy, and estate planning.
Prosperity, Defined: A First-Gen System That Honors Family and Builds Freedom

Prosperity for first-gen STEM and healthcare pros means balancing family support with personal freedom through clear cash flow, remittance plans, investing, and risk protection, guided by culturally fluent financial advice.
The 10-Line Money System for First‑Gen STEM and Healthcare: Support Family, Grow Career, Build Wealth

The 10-Line Money System helps first-gen STEM and healthcare earners prioritize savings, automate finances, set family support budgets, optimize investments (401k, HSA, Roth IRA), manage cross-border funds, and protect wealth with emergency funds, insurance, and debt control.
Cash-Flow Architecture: Fund Your Home and “Back Home” Without Stress

This guide helps Nigerian-American professionals create a clear cash flow system balancing household needs, savings, investments, and sustainable family support with budgeting, boundaries, and cross-border strategies.